Payment orchestration infrastructure

The middleware that connects enterprises to every payment provider that matters.

A SaaS with pre-built connectors to payment processors you already work with. One integration, one stable API, your processor relationships. New connectors added on request.

Talk to our teamSee the platform
CardBankWalletBNPLAPMAcquirerPSPFXLEDGERLINKHub

Connector framework

Pre-built connectors to a growing roster of payment processors. You bring your merchant credentials; we maintain the integrations.

Smart routing and failover

Configure rules to route transactions based on cost, geography, or performance. Automatic failover ensures high authorization rates.

One standardized API

Integrate once against our unified API schema. We handle the complex mapping to underlying provider APIs and data structures.

How it works

01

License the platform

Deploy in our managed cloud or on-premise.

02

Connect your processors

Plug in the processors you already have contracts with using your own merchant credentials.

03

Build against one API

Integrate your checkout and backend systems.

04

We maintain the rails

We keep connectors up to date and add new processors on request.

Inside the platform

Connector framework

Our connector framework normalizes the differences between processors into one consistent interface — and grows as new processors are requested.

  • Support for major cards, wallets, and local payment methods.
  • Proactive maintenance of upstream API changes.
  • New connectors built to order when you onboard a new processor.
PSP
APM
Acquirer
BNPL
Bank
Card

Smart routing and failover

Optimize your payment flow with dynamic routing rules to increase acceptance rates and reduce costs.

  • BIN-based routing for optimal domestic processing.
  • Automatic retry logic for technical declines.
  • Cost-based routing to minimize transaction fees.

Standardized transaction model

Our API abstracts the underlying provider data structures into a clean, predictable JSON schema.

  • Unified webhooks for all payment events.
  • Consistent tokenization across all PSPs.
  • Simplified reconciliation data structure.
{
  "id": "ch_1Mz...",
  "object": "charge",
  "amount": 2000,
  "currency": "eur",
  "status": "succeeded",
  "source": {
    "provider": "stripe",
    "type": "card",
    "last4": "4242"
  }
}

Built for

Teams that need control over their payment infrastructure without the maintenance overhead.

Enterprise platforms

Scale globally by easily adding local payment methods and optimizing processing costs.

Fintechs

Build complex financial products on a stable, normalized payment foundation.

Payment companies

Accelerate your roadmap by licensing our orchestration core instead of building from scratch.

An Estonian technology company building the connection layer of modern payments.

Technology vendor

We build software, not financial services. You bring your own provider contracts.

Stable contracts

Enterprise SLAs and long-term licensing agreements for predictable infrastructure costs.

Transparent commercials

Clear SaaS pricing based on transaction volume and connector usage. No hidden fees.

Legal entityLedgerLink Tech OÜ
JurisdictionEstonia
CategoryB2B SaaS
ModelSoftware licensing

What we are not

  • Not a financial institution
  • Not a payment processor
  • We do not hold customer funds
  • We do not maintain your processor relationships — you own those contracts

Let's scope a deployment.

Tell us about the processors you connect to today and the markets you're moving into next. We'll come back with what a deployment would look like against your stack.

marcshaw@ledgerlinktech.com
Tallinn, Estonia

LedgerLink Tech is a B2B software vendor. We do not provide payment processing, acquiring, or merchant accounts directly.